Financial Intelligence, Economic Agency and Wealth Creation 5 Sections5 Lessons7 Hours
Curriculum
- 5 Sections
- 5 Lessons
- 7 Hours
Expand all sectionsCollapse all sections
- Module 11 Item• Identify income sources, spending patterns and obligations. • Recognize the difference between needs, wants and irregular expenses. • Set a realistic, personally meaningful financial goal.
- Module 21 Item• Prepare a simple budget based on income and obligations. • Choose a savings method that fits income frequency. • Plan for emergencies and predictable irregular expenses.
- Module 31 Item• Explain principal, interest, fees and repayment obligations. • Compare borrowing options using total cost and affordability. • Identify warning signs of harmful or fraudulent lending.
- Module 41 Item• Separate personal and business transactions where feasible. • Record sales, costs, stock and money owed. • Calculate basic cost, price, gross profit and cash flow.
- Module 51 Item• Identify financial risks and practical protection measures. • Set short-, medium- and long-term financial goals. • Evaluate financial information and avoid unrealistic return promises.